Hi
Just a thought but if you really want a Gen on a payment plan
why not look at getting a credit card with an intro deal .
They offer new cards with a transfer deal of 2 - 3 % for 6 to 12 months.
Then buy the watch on a credit card and transfer the amount to your new card with the special deal.
You can then pay off the balance over the intro period with real low interest.
WARNING check the creditcard terms and conditions and DON'T spend any more on the card and pay off the whole amount
within the intro period.
I did this for some Pool fencing when i moved into a new house and saved hundreds of dollars and had the goods upfront.
BUT beware of the terms and conditions and pay all payments on time.
Just a suggestion
Cobra