Thanks for bringing this up, it's sure to help. I would like to add, do not accept direct deposits into your bank account unless you wait two days to make sure the cash cannot be taken back. Here's a story from the bitcoin community discussing it, basically it can be taken back within the same day, this affects their community more as they don't have anything to wrap and ship out, but be weary. http://www.reddit.com/r/Bitcoin/comments/1zruvf/warning_cash_deposits_can_be_reversed_at_bank_of/