BWL Posted February 24, 2007 Report Share Posted February 24, 2007 Was looking to using moneygram online to make payment. They ask for SSN. Is this safe? Is it better to do it in person at one of their locations. I tried to use WU once and got declined because I wasn't sure what to say to one of their representatives when they asked why I was sending money to this person on the confirmation call. Will I have to do a confirmation call to moneygram if I want to make payment? Quote Link to comment Share on other sites More sharing options...
BWL Posted February 25, 2007 Author Report Share Posted February 25, 2007 Anyone use it before? Quote Link to comment Share on other sites More sharing options...
geekybiker Posted February 25, 2007 Report Share Posted February 25, 2007 Anyone use it before? I have. It works and I didnt get any phone calls about it. Quote Link to comment Share on other sites More sharing options...
solicitor Posted February 25, 2007 Report Share Posted February 25, 2007 I'm in the U.S. It's better to travel to a Moneygram location and pay cash. There are more locations than Western Union! If you use a credit card online it will most likely be considered a cash advance by your credit card company/bank which will incur an instant fee plus an increased APR on your balance. That's on top of the Moneygram transfer fee! You may want to speak to your credit card company/bank about it if you're not certain. Also, I believe the Moneygram transfer fee is slightly less if done at one of their locations as opposed to online. Generally they only ask if you know the person you're sending the money to. Just state an uneqivocal YES; most operators will not ask anything more. I have used Moneygram for years and haven't had any problems. If you apply for a free Moneygram card they will reduce their transfer fees slightly, too. The transfer fees for Moneygram are generally less than Western Union. Does that help? Quote Link to comment Share on other sites More sharing options...
BWL Posted February 25, 2007 Author Report Share Posted February 25, 2007 Thanks for the reply. From what I can gather, you will fill out some type of form to send money, provide id and cash to pay. The person will asks if you know the person and you say yes. "What is the payment for?" "Ah, hmmm, ah, a fake rolex." Pause "oh [censored], I just didn't say that did I?" Quote Link to comment Share on other sites More sharing options...
solicitor Posted February 25, 2007 Report Share Posted February 25, 2007 Thanks for the reply. From what I can gather, you will fill out some type of form to send money, provide id and cash to pay. The person will asks if you know the person and you say yes. "What is the payment for?" "Ah, hmmm, ah, a fake rolex." Pause "oh [censored], I just didn't say that did I?" They don't usually ask what it's for in my experience.. Quote Link to comment Share on other sites More sharing options...
hambone Posted February 25, 2007 Report Share Posted February 25, 2007 If they do ask what the purchase is for just tell them that it is for 'shoenail polish'. Quote Link to comment Share on other sites More sharing options...
murphym Posted February 25, 2007 Report Share Posted February 25, 2007 Being Canadian I only use Moneygram. Moneygram locations are located most National Canadian post offices. I have found in the past that with service fees and exchange that Moneygram can be 15%-20% than WU or PayPal. Do the math. No problems and no questions. 5 star. Quote Link to comment Share on other sites More sharing options...
Pugwash Posted February 25, 2007 Report Share Posted February 25, 2007 Moneygram can be 15%-20% than WU or PayPal. Do the math. I'd love to do, as you say, the math, but 15%-20% than? MORE than, LESS than? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.