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hu12

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Everything posted by hu12

  1. the 2 tone w/blue face looks sharp, much better than the regular 2 T Nice watch
  2. Just a few notes on EIA.... "Market returns with none of the risks" - the issue with this is it costs allot to get out, and has caps on how much you can earn. The better move is to make a diversified portfolio built with stocks and funds will have way more growth potential. First you do need an insurance license to sell these. They can shield you from adverse market moves, however, the large fees and restrictions largely negate their growth potential. Read the fine print, it's all there. remenber, growth potential is not assured at all with EIA's! An Equity Income Annuity is based on the s&p 500, however you do not earn full market returns. You do not earn any of the dividends, your limited on how much of the index's return you can collect under the EIA, or they also have the "right" to cap or reduce your annual gains. EIA's have Steep fees to get to you money. Example; it varies but, Amrus levies surrender fees starting at 18% for at least 14 years, which means forget about you r money if you need it for that time period. Class action against Amerus This is an actual formula to figure out an EIA return.. a x [b x (c-d)/e + (d-e)/e] x g ------------------------------- f participation rate for the term years since start of term the greater of E and the highest S&P 500 average on any certificate anniversary during the term (including the current certificate anaversary). Is "e" on the first cert. anniversary in a termand, on each later cert. anniversary in a term, the value of "c" on the prior cert. anniversary. e Is the value of S&P 500 at the start of the term length of the term Start-of-term indexed value less any adjustments due to partial surrenders durring the term. Barf.......
  3. yes they will...it will make the past mutual fund problem look like a walk in the park, thats for sure...
  4. rubber dish gloves or (what I used) laytex surgical gloves...
  5. Inception date 06/07/2006 http://quicktake.morningstar.com/Fund/Snap...mp;Symbol=VTHRX
  6. Not too upset ...the ROLYM003 pictured above has the incorrect font for "Yacht Master" and incorrect spacing of the "swiss made". the one I recieved has niether of those specific flaws.
  7. ------------------------------------------------------ Order Number: xxx Date Ordered: xxx xxx xxxx, xxxx Detailed Invoice: xxxxxxxxxxxxxxxxxxxxxxxxxxxx Products ------------------------------------------------------ 1 x ROLYM003 - Rolex YachtMaster Rolesium (2005) - Swiss ETA (ROLYM003) = $xxx.xx http://www.trustytime.com/index.php?main_p...products_id=614 the ROLYM001 does not have tics under "swiss made"
  8. These are both Swiss ETA 2836-2 Automatics asside from the etching whats the difference..?? Got this one in my Yachtmaster Was expecting this... ??
  9. No decorated movement Like his picture to my suprise. It absolutely looks nothing like it. It is however an ETA (stamped logo) 2836-2 Didn't take a picture of it, but I'll borrow one from king...same movement and whats in the watch.. Here is the movement it's supose to have ... not sure of the differences in the two, but would like to know...
  10. Thank you Again Andrew, for your services. I am very happy!! Regards...
  11. Rolex YachtMaster Rolesium - Swiss ETA got it today from Andrew.... MOVEMENT: Swiss ETA 2836-2 Automatic CASE DIAMETER: 40mm THICKNESS: 12mm DIAL COLOR: Rolesium Dial CASE MATERIAL: Solid 316L ss BRACELET: Solid 316L ss FRONT GLASS: Sapphire BACK GLASS: Solid case back with hologram BEZEL: soft click Uni-directional Bezel Rolex crown etched at 6:00 on sapphire glass 1:1 Serial and reference engraved on lugs and end links observations. compare to GEN Most of the Flaws are hardly noticable... she's realy is a beauty
  12. waiting is the hardest part. EMS is so slow to update.. (which doesn't make the wait easier)..
  13. true.. have been eyeing this one for a while, yet there are a few that must come before... but this one is definately on the list.
  14. got mine today, looks even better on the wrist. I have to borrow a camera, but I'll be posting pics and a review later.. You'll love it!
  15. This will be the bellweather, not before.
  16. very good advice... also stay a way from bonds fo right now. Look for dividend paying funds, in a sidways or down market they at least will pay out and reduce market risk. Don’t be afraid to sit down with a licensed advisor, and have him/her run a comparison. That’s what they do. There are ton of fund managers better than janus, one of which was mentioned above .. American funds (such their bel weather AMCPX fund). look for yourself.. American funds Janus
  17. The first place to start is your company; see if they offer a 401k. If they do not, get started on your own, through a brokerage house. The better full service firms are AG Edwards or Edward Jones, they are consistantly at the top of JD Power and Associates rankings. Also, they don't sell proprietary financial products (i.e. sell you there "own" funds), so you'll have better choices. They welcome both experienced and non-experienced investors. Depending on your age, you will need to figure out if growth or income strategies are appropriate. Also you will need to figure out what monthly dollar amount (contribution) you need to make in order to reach a comfortable retirement. You may need to make catch up contributions, to get on track fast if you haven’t been saving all along. Additionally, how you’re going to pay for your daughter’s college in 17 years? ...Look into a 529 college savings Plan. There is a lot more to it than a hot stock, or a mutual fund. Each one is different and one unlike annother may not always be what’s right for you. For any type of fund the MOST important element aside from performance is the funds Managers! after all, its realy the Managers handeling of the fund that gives the fund it's returns. Stability in management is key, and more than one manager is preferred. Don’t go it alone to save a dollar or two. Deal with a professional; after all it’s your legacy and your family's future security. Best wishes
  18. Realy like the look of this. Nice watch!
  19. start here Tips and here Knowledge base but mostly here Search
  20. Only do it when you feel comfortable. Its a common procedure nowadays and affordable (compared to years past). Of course, once you do the procedure you'll wonder why you hadn't done it sooner. Best whishes on the new sight! edit:spelling
  21. 4 boys and a hermaphrodite ?
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