I think ive been here for about 2months give or take, in that time ive learnt more than i could ever imagined about reps, ive also spent close to 10K with various members on here and they know who they are, they are trustworthy and honest, and PP is always the mode of payment, i wouldnt pay anyone via Direct credit at all for a rep. and considering i have family that work in Banking , you or anyone else with have absolutley ZERO chance of getting the funds back.
I have many Gen's and yes they have been paid for by direct credit / upon reciept of a tax invoice to me. and the people ive bought of have been in the game for over a decade.
Theres and old saying
"Buy the Seller not the watch"
Cheers
DW