van_damme1988 Posted October 5, 2012 Report Share Posted October 5, 2012 Hi everyone. I have never thought that i could be a victim of an identity theft, but this has changed today. I was working hard as usual, when suddenly my phone started to send SMS that my credit card is in use. I use my credit card rarely and my card was not in use almost past year (unbelievable in this so called modern age). The last purchase was a beautiful rep (how sad). I am not gonna say who was it, because this is unknown at the moment. The purchase was made via one of the biggest trusted dealers. I only hope that this is not the causation. It looks like my card was used to purchase something from an Italian railway company. Bank and the police is actively searching for the trespassor. Just wanted to let you know. Did this happen to somebody? Quote Link to comment Share on other sites More sharing options...
PhilFree Posted October 5, 2012 Report Share Posted October 5, 2012 If youa only used this card to buy a rep, than I believe you should name the dealer. This helps to protect the community and makes the TD aware of the problem. Sent from my SPH-L710 using Tapatalk 2 Quote Link to comment Share on other sites More sharing options...
cyphion Posted October 5, 2012 Report Share Posted October 5, 2012 Similar thing happened to me a few years ago. Used my credit card with a TD, and was signed up for all kinds of crap. Ended up being about $250 bucks. Luckily, my bank took care of it, because nothing matched my spending history. Now everything is done with PayPal if possible. Sent from my Galaxy Nexus using Tapatalk 2 Quote Link to comment Share on other sites More sharing options...
freddy333 Posted October 5, 2012 Report Share Posted October 5, 2012 I would not post the dealer's name until/unless your bank or credit card company verifies them as the thief. 1 of the other manifestations of our modern age is hacking store & bank accounts, which was the cause of my similar credit card problems (twice). In both cases, the bank & credit card company located the criminals & dealt with them. Since then, I use a random credit card generator for all online purchases, which the bank provides (check with your bank to see if they offer a similar service). 1 Quote Link to comment Share on other sites More sharing options...
van_damme1988 Posted October 5, 2012 Author Report Share Posted October 5, 2012 Right. i do not want to post the TD's name until the thief gets verified. Purchase itself was flawless and i do not know if the dealer is involved. At this time i want to stay fair to dealer until anything is proved. but i agree that maybe i should contact dealer directly and let him know about the case. he definitely should be aware of this. Anyway my bank is currently working on it and i hope this gets resolved. Although my reaction was fast, the automated telephone answering service added 10 mins and amount of one rep JLC master tourbillon has been stolen. Quote Link to comment Share on other sites More sharing options...
gasebah Posted October 5, 2012 Report Share Posted October 5, 2012 My credit card company is frequently investigating this kind of fraud. Credit card details are at stake whenever you buy something with a credit card. Even in a restaurant in China a service guy can just quickly write down your details. My bank actually locks my card everytime almost once a year because my number popped up in some list with credit card details. They send me a new one right away and case closed. Although the timing seems fishy your card's details could have been out there for over a year until they were finally bought by some thug. Quote Link to comment Share on other sites More sharing options...
PhilFree Posted October 5, 2012 Report Share Posted October 5, 2012 This happened with another member in the forum. I believe it turned out that the middleman was to blame for the theft. If you search the forum you should turn up that thread. Sent from my SPH-L710 using Tapatalk 2 Quote Link to comment Share on other sites More sharing options...
van_damme1988 Posted October 5, 2012 Author Report Share Posted October 5, 2012 Hi. I have been to my bank recently. At this time they only know, that the pament was made from France to Italy (looks like somebody has bought tickets for train via some TRENITALIA company). Anyway they are investigating this case. But this happens sometimes when you use credit cards. Quote Link to comment Share on other sites More sharing options...
PhilFree Posted October 5, 2012 Report Share Posted October 5, 2012 Does your credit card have an embedded NFC chip? Sent from my SPH-L710 using Tapatalk 2 Quote Link to comment Share on other sites More sharing options...
If you see Kay Posted October 5, 2012 Report Share Posted October 5, 2012 I had an unauthorized transaction from some African country for a couple of plane tix at several thousand bucks. The CC company called me up immediately and investigated and knew it was fraudulent and stopped payment immediately after confirming with me that I did not make that purchase. They issued me a new card. They said that they'd eat the loss of the transaction, but somehow I don't think that they ever paid out in the first place, or did a charge back somehow. I think they just wanted my eternal gratitude for looking out for me. Quote Link to comment Share on other sites More sharing options...
van_damme1988 Posted October 5, 2012 Author Report Share Posted October 5, 2012 Does your credit card have an embedded NFC chip? nope. it is (or was) usual debit card. did not have those wireless functions. My bank is willing to give money back. They said that this happens sometimes and reclamation is almost everytime acccepted. But as they have a lot of time, they are investigating slowly. Theit TOS states that such cases have to be resolved in 30 days, more complicated cases in 6 months... Gotta be patient. Quote Link to comment Share on other sites More sharing options...
rickdangerous Posted October 6, 2012 Report Share Posted October 6, 2012 I would NEVER EVER trust my credit card details to some anonymous guy in Asia that makes a living selling illegal goods. The only companies that do have my details are Amazon and Apple. For everything else (eBay, Steam, etc.) I use PayPal or virtual credit cards. Quote Link to comment Share on other sites More sharing options...
Legend Posted October 6, 2012 Report Share Posted October 6, 2012 yes just 3 days back, a transaction of USD2500.00 occured for a "Preston Industries". I called the bank up and reported the unauthorised transaction. They are doing the investigation now. Quote Link to comment Share on other sites More sharing options...
KB Posted October 6, 2012 Report Share Posted October 6, 2012 It pays to remember that the trusted dealers are usually not the people processing your CC payments. More often than not they use a 3rd party gateway. Ken Quote Link to comment Share on other sites More sharing options...
rickdangerous Posted October 6, 2012 Report Share Posted October 6, 2012 It pays to remember that the trusted dealers are usually not the people processing your CC payments. More often than not they use a 3rd party gateway.n Yes that's also true. Quote Link to comment Share on other sites More sharing options...
van_damme1988 Posted October 6, 2012 Author Report Share Posted October 6, 2012 It pays to remember that the trusted dealers are usually not the people processing your CC payments. More often than not they use a 3rd party gateway. Ken True. Gotta be more more careful in the future. This was sort of lesson for me. Quote Link to comment Share on other sites More sharing options...
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