Several weeks ago paypal contacted me by the phone. They asked me several questions concerning the nature of my business. The person on the phone did not like my response, he could direct all questions to my attorney. They, rather he threatened to freeze my account (I have never had one complaint or dispute), seize assets in my accounts, and report me to government officials. My response, 'okay'. I am not sure if he was shocked due to my responses, lack of participation, or the fact that I told him I was going to put him on a three way call with my attorney (bullsH&T bluff ) . He thanked me for my time and actually apologized for his aggressive demeanor. By no means have a made paypal a fortune, but what they did make was fast money with little or no labor expense for them.