I wan to share some helpful information while we are talking about dealing with MQ, Rubywatch, etc. Because I consider you all my friends here for how generous you have been with information and help. Especially people like Automatico, JackFlash, and others (forgive me if I didn't name others who help me a lot). Here is my way of paying it forward....
When making purchases with Vietnam dealers, I had a lot of problems with how to pay. Most of them will not take Pay Pal. In fact, none of the ones here we mentioned will take Pay Pal, at least for purchases over 400 or 600 bucks. When you wire money to them, be absolutely sure you have their complete First, Last, and middle names. In Vietname, even if you have the SWIFT code perfect as well as the Bank codes, etc... if you write their name different in any way, the banks in Vietname will do a "soft reject" of the money. MQ, RubyWatch, or whoever you are sending money to in Vietnam will not be able to get the money. In most countries, if you accidently put the last name as first name correct, the banks will still transfer the money to the recipient. But Vietnamese Banks never release the money unless you get every part of their name perfectly, regardless of having perfect SWIFT and BIC codes. You will get your money back but your bank that sent the wire transfer will charge you another 80 dollar fee or so. This happened to me once. MQ was actually easy to do deal with for me. I sent MQ Western Union and it's easier for Vietnamese merchants to pick up their money from Western Union. But if you don't make your wire transfers perfectly, it will get rejected and cost you 80 dollars or so on top of the initial fee you paid to wire money. American banks are scumbags so our wire transfer fees are much higher than in Europe so maybe this is not a big deal for a lot of you. This is why I'm so [censored] that NDTrading no longer exists. She is in California and used to sell the Vietnamese made Rolex cases and dials. I don't know if she accepted Pay Pal or Credit Cards but I'm 100% sure it was easier to pay her that the merchants who are physically in Vietnam like now.