Unfortunately there is no dilemma on your side. It is on his. His listing is clear as day. He lives in one country and anyone buying outside that country takes the risk. You can't blame him for insuring it for $30 if you didn't tell him to do otherwise. He is not a mindreader and most people list watches for less than the actual value for lots of reasons - trying to fly under the radar screen to avoid seizure, avoiding VAT or whatever. In that situation, if I were the seller, I would probably offer to split the loss with you but he has no obligation. And no mod is going to rake him over the coals, He didn't do anything wrong,. Not what you want to hear but......take away the appropriate moral of the story. Think long and hard before buying from another country and if you dobuy from someone who is experienced as well.