You know I don't think it is an issue of being smart enough to spend a persons money wisely or not, I totally say screw that mindset....Life is short, way to short and if someone wants to save their money and [censored] and moan about this and that then fine let them, not me, I will enjoy myself, and if the thing falls apart in a year, tough s**t, it made me happy for that long. :nopity:
BTW I don't play the stock market. I find most stock brokers to unbearable pretentious jackasses, and as I have tried to put across, I spend my time and money on things that please me and leave my investm,ents in real estate.