I always pay the PayPal fee if it's not included. On rare occasions, such as dealing with AJ as I have several times, I'm happy to use a gift payment. As ALWAYS, buy the seller first. I had a narrow escape when I first joined by buying a Seamaster Chrono, the seller wanted a gift payment I offered to pay the fees and how could he say no. He didn't sent the watch and disappeared, but not before fleecing several members with his demands for a gift payment. I was lucky and got my money back.